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New Rules And Guidelines For Personal Loan Apps On Google Play Store, Read Full Details Here

NEW DELHI: Tech giant Google has amended its Google Play developer policy, requiring all personal loan apps in India to produce further proof of eligibility. The updated policy takes effect on Wednesday, May 11.

Google needs a copy of the Reserve Bank of India’s license (RBI) from personal loan app developers. Suppose the developer is not directly involved in money lending activities and provides a platform to facilitate moneylending by Non-Banking Financial Companies (NBFCs) or banks.

In that case, they must provide a declaration stating this and the names of all NBFCs and banks prominently displayed in the app’s description on the Google Play Store.

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“Ensure that the name of the linked registered business name provided through your declaration matches the name of the developer account,” the tech giant noted in a support article.

India, Indonesia, and the Philippines are subject to additional proof requirements.

Google has also issued updated standards for the Accessibility Application Protocol Interface (API), which effect on Wednesday. 

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According to the new guidelines, the Accessibility API cannot be used to change user settings without their permission or to prevent users from disabling or uninstalling any app or service unless authorised by a parent or guardian via a parental control app or by authorised admins via enterprise management software.

Furthermore, Google stated, “The accessibility API cannot be used to circumvent Android’s built-in privacy protections and notifications; or to change or manipulate the user interface in a fraudulent or otherwise illegal manner.”

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In addition, Google has addressed the app’s use of the Accessibility API for call recording, stating that “the Accessibility API is not designed and cannot be utilised for remote call audio recording.” 

Google now requires that any software that uses the Accessibility API document its use in the Google Play listing.

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